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7 Ways To Safely Share Account Access Without Giving Away Your Password
Would you like to share an internet service with someone without exposing your password? Are you starting a small business and need to give an accountant access to a business account? With companies like Netflix cracking down on sharing with people outside your home, how can someone get in on the action that you are paying for? Here are seven ways to safely share your account access without giving away your password.
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7 Spotify
‘Music for everyone.’ Literally
Source: Unsplash/Alexander Shatov
There are two options for sharing account access on Spotify: Spotify Premium Duo ($16.99 per month) and Spotify Premium Family ($19.99 per month). With Duo, access is shared between two people. The Family plan supports up to six family members living under one roof. To use these plans, one person needs to be the family manager, which requires upgrading your account if it’s currently the free version. If you have a premium account, you’ll need to change your account type. After you set one of the users as the plan manager, you can’t change that.
When you’re a plan manager, you can invite or remove members. Plan members can only switch plans once every twelve months. The process for all of this is straightforward and outlined in Spotify’s help pages.
Spotify asks you and plan members to verify, and occasionally re-verify, your home address. If you create a kids account under your family plan, COPPA law prohibits Spotify from asking them to verify their address.
6 Disney Plus
Source: Disney+
Disney Plus can be shared with up to four people in your household, using the same login info. However, what if you want to share with people outside your home? You can share that Disney magic via an add-on called Extra Member. That user must live in the same country or region as the primary account holder and be 18 or over.
Depending on which Disney Plus bundle you have, the Extra Member costs anywhere from $6.99 per month to add to a Disney Plus Basic plan, up to $14.99 for the Disney Plus, Hulu, and ESPN Plus Premium Bundle.
5 Netflix
Jules Wang / AP
Are you, your family, and your friends still watching from the same login? Netflix is the powerhouse behind kicking the password-sharing crackdown into high gear. Even though Netflix is cracking down on people sharing passwords outside their homes, the service offers Extra Member, a paid option for sharing.
Unlike Disney Plus, this isn’t the name of a plan, but a feature to add to your existing Netflix plan. You’re adding an extra member seat to your plan, similar to paying for a software service and adding a seat or license. That extra member has their own account with a separate login and password from the main account.
The account owner can add an extra seat and invite the new member who lives outside the household. There are exclusions to this added seat. This add-on doesn’t work on accounts that are billed by a third party. However, that doesn’t apply to third-party billed cellular plan perks. Additionally, you can’t add extra members to ad-supported accounts.
The Standard Plan can add only one extra member, while the Premium Plan can add up to two. The pricing for both is $6.99 for an ad-supported extra member account and $8.99 for an ad-free extra member account.
4 Banking for a CPA
Delegate that money management!
Source: Unsplash/Mackenzie Marco
If you use a professional to help make wise financial decisions for your business, there’s an easy way to allow a CPA to access your data without compromising your password.
For most people, this means setting up your business bank account with View-Only access. They can read your account history without being able to make transactions through that account. For example, with Wells Fargo, log in to your business account, go to the Account Access Manager menu, and follow the prompts on the page to add an authorized user. Most banks make the process easy, even if some of their user interfaces bury the feature behind multiple menu options.
Related
3 Google Play Family Library
Apple and Google have family sharing options built into their OS. Google’s version is called Google Play Family Library. You’ll have to set this up, but the process is straightforward. From a mobile device, open the Google Play app, and tap your profile picture. Tap Settings > Family, and tap Sign up for Family Library. Follow the instructions to set it up.
To join a Family Library, you must be over the age of 13. If you are under that age, your parent or guardian must set up a Google account for you. You must live in the same country as the account manager, and you cannot be a member of another family group.
After it’s set up, you can share apps, games, movies, TV shows, e-books, and audiobooks with up to five family members. Also, you can set it up so that the Family Library manager must approve purchases that members make through the Play Store. If this feature is new to you and you have an active Play account, you can add movies or TV shows you previously purchased to the Family Library.
2 Apple Card
Yes, I know this is an Android site
Source: Lucas Gouveia/Android Police | Geobor/Shutterstock
Many homes have mixed device usage. Some folks on Android. Some on iOS. As a reviewer, I use both operating systems and their devices daily. One of the best experiences I’ve had with sharing something and not giving password access has been with my youngest son and his collegiate adventures.
While in college, he traveled out of state for conferences and summer programs. Instead of adding him as a user and giving him a credit card through my bank account, I added him as a family user to my Apple Card. The process was seamless, and I could track his spending through a beautifully designed user interface on my iPhone.
The best you can do with a child or teen on Android is to add your credit card to their phone, so they can use to make purchases. Not quite as elegant, but it works in a pinch.
1 Can I get your WeeFee?
W-iFi password sharing without sharing the actual password
Image Source: Netgear
Sharing Wi-Fi access at home is simple with Android, although it can be a bit laborious. Tap the pull-down shade and go to Network & Internet, then select Internet. Tap the cog icon of the Wi-Fi network you want to share, and select the Share icon with the QR code above it. After tapping that, you’re presented with a screen displaying a QR code.
Don’t use that one because it shows your password. Instead, tap Quick Share below the QR code, then use the Quick Share feature to send the code to the recipient. When you tap Quick Share, you’ll see an option in the upper-right corner of the Looking for nearby devices dialog that says Use QR code. Tap that, and you’re now presented with a QR that does not show the password. You can have the other user scan the QR.
Many of your online accounts share similar protocols for sharing with family or friends. Amazon, for example, has a family sharing option, but it isn’t as robust as Disney Plus. It can only be shared between two adults and four children. Teens were allowed at one point and will be grandfathered in if they had accounts before April 2025. That’s when Amazon transitioned from Amazon Household to the new Amazon Family feature.
